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ROI Calculator

Calculate return on investment, net gain, and annualized return.

Return on investment

Total ROI
50.00%
Net gain
$500.00
Annualized return
14.47%

Return on investment measures how much you gained relative to what you put in. It's the common yardstick for comparing investments — but to compare fairly across different time spans, you also want the annualized return.

Total vs. annualized

Total ROI is simply the gain divided by the initial amount. Annualized return converts that into a constant yearly rate, so a 50% gain over three years (about 14.5% per year) can be compared with a 20% gain over one year.

ROI ignores risk and cash flows along the way, so treat it as one input among several rather than the whole picture.

Frequently asked questions

What's the difference between total and annualized ROI?

Total ROI is the overall gain; annualized return expresses it as a constant yearly rate so you can compare investments held for different lengths of time.

Does ROI account for risk?

No — it measures return only, so you should weigh risk and fees separately.